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But in every association’s master policy, there is a deductible that the association has to pay.

Unlike previous generations of spinmeisters dating to Theodore Roosevelt’s time, Pfeiffer and Obama aides such as David Plouffe, Tommy Vietor and Ben Rhodes never had careers except as operatives; they didn’t come up through local politics, work as journalists, or master policy in universities or think tanks.

When damage occurs, the master policy usually covers certain repair costs.

Every condominium association has insurance coverage, typically called the “master policy.”

And the law is not limited to plumbing problems; any incident that occurs in the unit that triggers payment by the master policy is covered under that law.