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Developing strategies to tackle mental health distress is essential when research suggests a third of leaders from Abrahamic faiths suffer from traumatic stress, a rate even higher than in the military, said Steven Sandage, a Boston University professor of psychology of religion and theology.

My first mind-blowing article was Allan R. Sandage's “The Red-Shift” in 1956.

Scot Sandage of Tell City, Ind., asked: At age 67, having $80,000 of student loan debt is worrisome.

Mr. Amacher said he would point borrowers like Mr. Sandage, who are looking for affordable advice and are starting to get a handle on repayments, to Studentaid.gov for an overview of what to expect from their payment option.

Mr. Sandage started collecting Social Security benefits last year, but he works part time and doesn’t know how he will ever truly retire, given his student loan balance.